1. Our funding sources honor invoices up to 30, 60 (and in some cases) 90 and 120 days old. If you can wait 30 days before funding, you can reduce the fees for a 60 day paying customer by half.

2. By using the credit line as you may use a checkbook, you can manage you cash flow on a weekly basis. You can draw funds as needed and as often as needed. If your maximum advance is 70% but you only need 35% most brokers will prorate your fees exactly half of what they would have been had you taken the full advance. You minimize the funds and time used and therefore minimize the fees.

3. When you have this ready cash, take advantage of purchase discount opportunities offered by your vendors and suppliers. In fact, many companies that utilize Receivable Based Financing extract extra discounts by offering to pay C.O.D.

4. A slight increase in your price list could pay for most of the cost of this credit line. Combine a slight increase with purchase discounts and you could be enjoying this service virtually free of charge.